Arizona Real Estate Salesperson Exam 10-Question Diagnostic Practice Test

Q: How many questions are on the Arizona real estate exam, and what is the passing score?

The Arizona real estate salesperson exam consists of 140 scored multiple-choice questions administered by Pearson VUE: 80 National Core questions and 60 Arizona State Law questions (plus 10 unscored pretest questions for a total of 150 items). You are given 5 hours (300 minutes) to complete the test. To pass, you must achieve a minimum score of 75% on both sections independently: at least 60 out of 80 on the National section, and at least 45 out of 60 on the Arizona State section.

Q: How hard is the Arizona real estate exam?

The Arizona Department of Real Estate (ADRE) salesperson exam has a first-time pass rate between 55% and 65%. While the 5-hour time limit is generous compared to other states, the test is rigorous regarding state-specific statutory doctrines—specifically the 1980 Groundwater Management Act (100-year Assured Water Supply in AMAs), non-judicial Trustee's Sales under Deeds of Trust, Article 26 contract drafting rights, and the 2.5-acre Anti-Deficiency Statute.

Q: How much does the Arizona real estate exam cost?

The Pearson VUE examination fee is $75 per attempt. Upon passing, the original salesperson license fee is $50, plus a mandatory $10 contribution to the Arizona Real Estate Recovery Fund. Candidates must also obtain an Arizona DPS Level 1 Fingerprint Clearance Card ($22.50 to $67 depending on vendor) and complete an approved 90-hour pre-licensing course ($350–$600).

Q: What is Article 26 of the Arizona State Constitution?

Article 26 is a unique provision in the Arizona Constitution that grants licensed real estate brokers and salespersons the legal authority to draft, fill out, and prepare all legal instruments incident to real estate transactions in which they represent a party (including purchase contracts, deeds, mortgages, and leases). The critical statutory condition is that licensees can charge ZERO separate or additional fees for preparing these documents.

Q: What is an Active Management Area (AMA) and the 100-Year Assured Water Supply rule?

Under the Arizona Groundwater Management Act of 1980 (GMA), the state established 5 Active Management Areas (AMAs): Phoenix, Pinal, Prescott, Tucson, and Santa Cruz. To obtain a Subdivision Public Report from ADRE for any new subdivision inside an AMA, the developer must prove a continuous, 100-year "Assured Water Supply" certified by the Arizona Department of Water Resources (ADWR). Outside of AMAs, an "Adequate Water Supply" is evaluated, and if water is inadequate, it must be prominently disclosed in the public report.

Q: How does foreclosure work in Arizona with a Deed of Trust?

In Arizona, mortgages are rarely used; financing is secured via a Deed of Trust involving three parties: the Trustor (borrower), Beneficiary (lender), and Trustee (neutral third party holding legal title with power of sale). Upon default, foreclosure is non-judicial (a Trustee's Sale) requiring a 90-day recorded notice of sale and 4 consecutive weeks of publication. The borrower can cure the default and reinstate the loan up to 5:00 PM on the last business day prior to the auction. Once sold, there is ZERO post-sale statutory redemption.

Q: What is the Arizona Anti-Deficiency Statute?

Under A.R.S. § 33-814(G), Arizona prohibits lenders from obtaining a personal deficiency judgment against a borrower after a foreclosure or trustee's sale if two statutory criteria are met: 1) The real property is 2.5 acres or less in size; and 2) It is utilized as a single one-family or two-family residential dwelling. If the home meets these rules, the lender must accept the auction proceeds as complete satisfaction of the debt.

Q: What is the property tax calendar memory trick in Arizona?

Arizona property taxes are paid in two equal semi-annual installments, remembered by the famous mnemonic "Oh No More Dough" (O-N-M-D): The first half is DUE October 1st (delinquent November 1st); the second half is DUE March 1st (delinquent May 1st). Property taxes become an automatic statutory lien on January 1st. In Arizona, residential real estate (Class 3) is assessed at a uniform 10% assessment ratio on Limited Property Value (LPV).

Q: What is the 6-month sight-unseen rescission rule for subdivisions?

Under A.R.S. § 32-2185.01, when a consumer purchases an unimproved subdivided lot (6 or more lots under 36 acres) without having physically inspected it in person (sight-unseen), the buyer has a six-month (6-month) statutory right to inspect the property and unilaterally rescind the purchase contract for a 100% full refund of all deposit monies.

Q: What are the requirements to get a real estate license in Arizona?

To earn an Arizona salesperson license, you must: 1) Be at least 18 years of age; 2) Obtain an Arizona Department of Public Safety (DPS) Level 1 Fingerprint Clearance Card; 3) Successfully complete an approved 90-hour Arizona real estate salesperson pre-licensing course; 4) Complete a mandatory 6-hour Contract Writing course; 5) Pass the Pearson VUE salesperson licensing exam with at least 75%; and 6) Be hired by a licensed Arizona Designated Broker.

Question 1

Under Article 26 of the Arizona State Constitution, licensed real estate brokers and salespersons have the constitutional authority to draft, fill out, and complete purchase contracts, deeds, mortgages, and closing instruments. What fundamental condition MUST be satisfied for a licensee to exercise this drafting authority lawfully?

Accepted Answer

B. The licensee cannot charge any separate or additional fee for the preparation of the legal instruments.

Answer

A. The licensee must hold a concurrent active paralegal certificate approved by the Arizona State Bar.

Answer

C. All drafted instruments must be countersigned by a licensed title attorney within 24 hours.

Answer

D. The drafting authority only applies to commercial transactions valued over $1,000,000.

Question 2

A developer plans to subdivide an 80-acre parcel into 120 residential home lots in Gilbert, Arizona, located inside the Phoenix Active Management Area (AMA). Under the Arizona Groundwater Management Act of 1980 (A.R.S. Title 45), what mandatory water requirement must the developer prove before the Arizona Department of Water Resources (ADWR) issues certification and ADRE grants a Public Report?

Accepted Answer

A. Proof of a continuous, physically, legally, and continuously available 100-year Assured Water Supply.

Answer

B. A 20-year temporary municipal drought exemption permit from the county board of supervisors.

Answer

C. Installation of private rainwater harvesting catchment barrels on all 120 lots.

Answer

D. A riparian water diversion deed from the Salt River Project.

Question 3

Homeowner Elena defaults on her primary residential mortgage loan secured by a Deed of Trust in Scottsdale. The property sits on a 0.75-acre single-family residential lot. At the non-judicial Trustee's Sale, the lender buys the property for $450,000, leaving an unpaid loan balance deficiency of $85,000. Under Arizona's Anti-Deficiency Statutes (A.R.S. § 33-814(G)), can the lender obtain a deficiency judgment against Elena?

Accepted Answer

B. No. The loan is protected under Arizona anti-deficiency law because the parcel is 2.5 acres or less and utilized as a single one-family or two-family dwelling.

Answer

A. Yes, provided the lender files a lawsuit in Superior Court within 90 days of the sale.

Answer

C. Yes, but the deficiency cannot exceed 10% of the original loan balance.

Answer

D. No, but only if Elena files for Chapter 7 bankruptcy protection prior to the auction.

Question 4

A borrower falls behind on mortgage payments secured by an Arizona Deed of Trust. The trustee records and serves a Notice of Trustee's Sale scheduling the auction for November 15th at 10:00 AM. Under A.R.S. § 33-813, by what exact deadline does the borrower have the statutory Right of Reinstatement to cure the default and halt the foreclosure?

Accepted Answer

A. Up to 5:00 PM on the last business day prior to the scheduled sale date.

Answer

B. Up to 30 calendar days following the recording of the Notice of Sale.

Answer

C. Anytime up to 6 months after the trustee's deed is recorded.

Answer

D. At the auction table before the opening bid is announced.

Question 5

Under Arizona Administrative Code (A.A.C.) R4-28-1103, what supervisory mandate does Arizona real estate law impose on a Designated Broker (or authorized associate broker) regarding executed real estate contracts generated by affiliated salespersons?

Accepted Answer

A. The broker must review and initial all contracts or closing agreements within ten (10) business days of execution.

Answer

B. The broker must physically attend every closing at the title escrow company.

Answer

C. The broker must submit copies of all active purchase contracts to the ADRE within 3 business days.

Answer

D. The broker must retain original earnest money cash in the brokerage fireproof safe for 90 days.

Question 6

Designated Broker Marcus maintains an interest-bearing client trust account at a federally insured bank in Phoenix. To prevent the account from being closed due to service charges or maintenance fees, what is the MAXIMUM amount of personal or brokerage company funds Marcus is permitted to keep in the trust account under A.R.S. § 32-2151?

Accepted Answer

C. $3,000

Answer

A. $100

Answer

B. $1,000

Answer

D. Unlimited funds as long as ledger balances are maintained

Question 7

In Arizona, residential real property (Class 3) is assessed for ad valorem property taxes at what uniform statutory assessment percentage of its Limited Property Value (LPV), and what are the semi-annual tax due dates?

Accepted Answer

A. 10% Assessment Ratio; Taxes are due October 1st and March 1st (delinquent November 1st and May 1st).

Answer

B. 40% Assessment Ratio; Taxes are due January 1st and July 1st.

Answer

C. 1% flat tax rate; Taxes are due on the last day of February.

Answer

D. 25% Assessment Ratio; Taxes are paid strictly at the time of deed transfer.

Question 8

Under A.R.S. § 32-2101, what constitutes a "Subdivision" in Arizona, and if an out-of-state buyer purchases an unimproved subdivided lot without having physically inspected it, what statutory rescission right does the buyer hold?

Accepted Answer

B. 6 or more lots, parcels, or fractional interests of less than 36 acres each; 6 months to inspect and unilaterally rescind.

Answer

A. 4 or more parcels; 3 business days to rescind.

Answer

C. 10 or more contiguous acres; 30 days to rescind.

Answer

D. Any parcel subdivided inside an AMA; zero rescission rights once the lot reservation is signed.

Question 9

A roofing contractor performs a complete roof replacement on a residential home in Mesa, finishing work on April 10th. Under Arizona Lien Law (A.R.S. § 33-992.01 and § 33-993), what initial notice must the roofer have served, and within what deadline must the Notice and Claim of Lien be recorded in the county recorder's office?

Accepted Answer

A. Must serve a 20-Day Preliminary Notice within 20 days of commencing work; must record the lien within 120 days after completion of work.

Answer

B. Must serve a 3-day notice to quit; must record the lien within 10 days of non-payment.

Answer

C. No preliminary notice required; must record within 1 year of final payment default.

Answer

D. Must file a civil complaint in federal bankruptcy court within 60 days.

Question 10

A consumer obtains an uncollectible civil fraud judgment against an Arizona licensed real estate salesperson. Under A.R.S. § 32-2186, what is the MAXIMUM payout available from the Arizona Real Estate Recovery Fund for a single claim, and what automatic disciplinary action is taken against the licensee's license upon payment from the fund?

Accepted Answer

B. $30,000 maximum payout per transaction ($90,000 lifetime cap per licensee); the license is automatically terminated.

Answer

A. $10,000 maximum payout; licensee receives an administrative letter of reprimand.

Answer

C. $50,000 maximum payout; licensee is placed on 6 months probation.

Answer

D. $100,000 maximum payout; licensee must pay a 5% civil surcharge to ADRE.

Arizona Real Estate Practice Exam & 2026 ADRE Licensing Guide

How the Arizona Real Estate Exam is Administered

80 National Questions

60 Arizona State Questions

Split-Score Preservation

Free 10-Question Arizona Real Estate Diagnostic Test

The 4 Official Arizona State Law Testing Domains

Arizona Real Estate Statutes, ADRE Governance & Commission Rules

Arizona Contracts, Agency & Article 26 of the State Constitution

Arizona Water Law, Environmental Controls & Land Subdivisions

Arizona Finance, Liens, Property Taxes & Foreclosure

3 Critical Legal Doctrines Every Arizona Candidate Must Know

How to Get Your Arizona Real Estate License in 2026

90-Hour Prelicensing

Fingerprint Clearance Card

6-Hour Contract Writing

Pass Pearson VUE Exam

Broker Hiring & License Issuance

Arizona Real Estate Exam FAQs

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